JUST WANNA KNOW

[gmello]

FIRST I WANT TO THANK EVERY ONE FROM THIS BOARD I WOULD BE LAST WITH OUT IT

WHAT IS THE CREDIT PROCEDURE FOR MY WIFE WHEN SHE COMES TO USA WILL HER CREDIT BE A1 OR WILL I NEED TO WORK ON THAT  CAN ANYONE OFFER ANY TIPS THANKS PS THIS IS AS FAR AS CREDIT CARS CAR LOANS

[Red Clay]

... in response to JUST WANNA KNOW, posted by gmello on Dec 11, 2002

I just called American Express when my wife got her ss card and asked them to add her to my account. she receives a card in her name that actually has a slightly different account number than mine, but the charges all show up on the same statement. It was no hassle at all, done in five minutes.

Pete--my bank of 25 years also gave us chit when we tried to open a joint account before she had her license, although we showed them our marriage cert. and her work auth. card. Great service, huh?, but doesn't surprise me.

Now my wife has received a Shell oil card and many other offers.

[Pete E]

... in response to JUST WANNA KNOW, posted by gmello on Dec 11, 2002

Your wife can get a social security card about 10 days after she gets here.Just go to the local SS office and show them her spousal visa stampted in her passport.They will mail it to you ,10 days max.Then she can go to a department store like Macy's where its easy to get a card.It took my wife a couple of months to figure this out,she talks to the cosmetics salespeople and pretty soon they are signing her up for a Macy's card.It was only like a $200 limit card,but soon she starts getting all kinds of card offers in the mail.
Now for a car loan she will have to show income or you will have to sign for her,but the credit will already be established with the store cards.
One bank wouldn't give her a checking account untill she had a drivers licence,but we found another that would.The drivers licence might be required for a car loan.California is very tough and it took my wife 8 months to get a drivers licence.3 written exams and 4 behind the wheel tests.I guess she could have done it in 3 months but she had to learn to drive first.Of course for  person who is a good driver and knows the rules of the road it could be done in a 3 weeks,it takes that long to schedule the drive test,each time,but thats not most Latinas.

Pete

[burbuja2]

... in response to Re: JUST WANNA KNOW, posted by Pete E on Dec 11, 2002

I mean Pete E.  If a foreign national has a valid drivers license from another country, do you know if they still need to go through all the examinations do get a d/l here?

[Pete E]

... in response to Yo, Petey..., posted by burbuja2 on Dec 11, 2002

And who put you on to the Petey thing?Sounds like a buddy of mine.Actually my father was Pete also,and a huge guy,so I was called Petey,or little Pete.Some family members still call me that.

Pete

[gmello]

... in response to JUST WANNA KNOW, posted by gmello on Dec 11, 2002

sorry i wasnt screaming a mistake

[burbuja2]

... in response to Re: just wana know, posted by gmello on Dec 11, 2002

My soon-to-be spouse will be here in 2 weeks.  Right now, she does not even have a social security number.  I was able to obtain a credit card for her on my account as an additional card holder.  All they needed was her name.  No credit check was performed.

[gmello]

... in response to Re: Re: just wana know, posted by burbuja2 on Dec 11, 2002

if you want her to have credit you must co sign a credit card account for her so she can get credit