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But first thing you want to do is contact your credit card company and then contact these 3 credit reporting agency to prevent someone creating more credit cards in you name and SSN.

Equifax 1-800-525-6285

Experian (formerly TRW) 1-888-397-3742

Trans Union 1-800-680-7289

I would recommend calling them now and having them lock down your credit, which would make companies have to contact you direct via your telephone number prior to any approval.  Kind of a ounce of prevention.

Also, the Social Security Admin has a fraud line also 1-800-269-0271

Also, file a police report immediately in the jurisdiction where it was stolen at... This proves to credit providers you were diligent and is a first step toward an investigation ~ if there is one.

... in response to Had my credit card number lifted off the..., posted by wsbill on Jan 23, 2002

One of the many sources of CC fraud is the sex sites.  You need to fill in a credit card number to gain "Free" access.

I guess you are a fool is you do...  but then some people gather credit card numbers and then use it to gain access to the site which in turn hand them on...  what is interesting here is that the fraud is in the USA.  I have heard of such fraud based in Russia/Ukraine....

Sound as though this information is displayed on the net.

Again I suggest you write to the newspapers...  you will get better results..

... in response to Had my credit card number lifted off the..., posted by wsbill on Jan 23, 2002

I only use that card to purchase plane tickets so it was easy to track where it got lifted from. Remember, although the server of the company that you are buying from may be secure, your own server may not. I think that this was the case in my instance. Someone evidently put a snoop program on the State server to grab any message that contained 16 consecutive numbers (like a cc #).

I got a phone check from my credit card company within 6 hours but they had already OKed two more plane tickets for $900. Of course to reply to the phone check I had to give them things like my SS# and mother's maiden name. These were not needed for the @ssholes to make the purchases (yes it was two different people in different parts of the US so my account info must have got posted on the net). While I was talking to the cc rep, two more flight purchases (for $1400) came through!

I asked if they were going to alert the authorities and have these people arrested as they knew who they were and where/when they would be boarding and landing. They could have cared less. They would not even call the airlines and cancel the tickets! If it wasn't a four hour drive to SFO, I would have gone there and taken the law into my own hands. It seems more and more that this is the only way that justice can be met. If I am not mistaken, this is grand theft and a federal offense since it crossed state boundaries. I guess the good guys get hosed again...

It cost me $50 plus $15 for a notarized statement that I had not made the purchases to get it removed from my account (two months later). Now I definitely limit my online purchases to dire necessities.

... in response to I had my credit card number lifted off t..., posted by Rags on Jan 23, 2002

You should notify the service provide (The airline and let their fraud company follow up. Further you could write a letter to the editor of a major neswpaper expressing your concern and greivance.  This is better then just writing to the company concerned as they need to act to restore confidence in system.   Where/which sites have you used this card?

)

... in response to Had my credit card number lifted off the..., posted by wsbill on Jan 23, 2002

Get a low limit credit card for internet purchases.  They'll max out quickly and limit your damage.  

My credit card company (USAA) forces me to call in on large purchases and answer a couple of personal questions a scammer wouldn't know.  It's a pain in the butt, but it protects me from fraud.

... in response to Had my credit card number lifted off the..., posted by wsbill on Jan 23, 2002

It's a good idea to follow up your phone calls with a letter.

You also may want to check your homeowner's insurance policy to see if it covers your liability for card thefts. If not, some insurance companies will allow you to change your policy to include this protection.
The following federal agencies are responsible for enforcing federal laws that govern credit and ATM card transactions. Questions concerning a particular card issuer should be directed to the enforcement agency responsible for that issuer.

State Member Banks of the Federal Reserve System
Consumer and Community Affairs
Board of Governors of the Federal Reserve System
20th & C Sts., N.W.
Washington, D.C. 20551

National Banks
Comptroller of the Currency
Compliance Management
Mail Stop 7-5
Washington, D.C. 20219

Federal Credit Unions
National Credit Union Administration
1776 G St., N.W.
Washington, D.C. 20456

Non-Member Federally Insured Banks
Office of Consumer Programs
Federal Deposit Insurance Corporation
550 Seventeenth St., N.W.
Washington, D.C. 20429

Federally Insured Savings and Loans, and Federally Chartered State Banks
Consumer Affairs Program
Office of Thrift Supervision
1700 G St., N.W.
Washington, D.C. 20552

Other Credit Card Issuers
(includes retail/gasoline companies)
Consumer Response Center
Federal Trade Commission
Washington, D.C. 20580

The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or to get free http://www.ftc.gov/ftc/consumer.htm call toll-free, 1-877-FTC-HELP (1-877-382-4357), or use the https://rn.ftc.gov/dod/wsolcq$.startup?Z_ORG_CODE=PU01. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into http://www.consumer.gov/sentinel  a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

... in response to Re: Had my credit card number lifted off..., posted by Ryan on Jan 23, 2002

Good advice from someone who's been scammed often.

... in response to Re: Re: Had my credit card number lifted..., posted by Charles on Jan 23, 2002

Better watch it, looks as if your coming down with troll like symptoms.  Only thing that ever scammed me were agencies.  Now that you mention it I used a credit card to pay them, now that should be something to think about.  Better make sure you have your ducks in a row when you get that card out to pay them agencies you so seem to cherish.

... in response to Chuck Chuck Chuck....., posted by Ryan on Jan 23, 2002

Ryan, I am happily married.  I have no need of agencies and didn't use one to find my wife.  Please, think before you write.  You might salvage some semblance of credibility.

... in response to Wrong Again, Ryan!, posted by charles on Jan 23, 2002

I wasn’t referring to you about the paying for the agencies it was for the group to think about.  You know I feel sorry for guys like you, so tell me why are you here wasting time with guys like me why aren’t you with you wife or something.  You’re a loser that what you are….

... in response to Re: Wrong Again, Ryan!, posted by Ryan on Jan 24, 2002

Some of us wonder why you are here posting up a storm when you get so much negative feedback?

... in response to Chuck Chuck Chuck....., posted by Ryan on Jan 23, 2002

like dan said, i also find a majority of your post very amusing, down right funny although on the borderline of being pure stupidity.

now tell me how did an agency have anything to do with you sending $4000 to the scam girl and her family, and i am referring to the scam girl who refused to have sex with you.

i hope you learned something from this experience ryan. if you want the woman to have sex with you, then in the future send $10,000. For $10,000 chances are you won't have to cry for it!

... in response to ryan, ryan, ryan, posted by ron on Jan 23, 2002

Funny how this story changes with each post.  If you want to E-mail me offline I will tell you all about my story.
Ryan

... in response to Had my credit card number lifted off the..., posted by wsbill on Jan 23, 2002

But there's no way to know if it was from an internet transaction, or somewhere else.  A hotel, restaurant, or anyplace can have dishonest people collecting credit card information to sell to others.   Someone ordered two computer systems on my card for a total of over $4,000 and had it delivered to an address in Texas.  I submitted a fraud report to the credit card company and did not have to pay anything.  The authorities didn't even do anything.  I guess the credit card companies just eat the costs and it doesn't get investigated until the amount goes over some threshold.  No wonder the interest rates are so high.

... in response to Happened to me too, posted by Patrick on Jan 23, 2002

I noticed a $25 charge on my credit card billed to some patiotic flag company.  I never ordered anything like that, and I assume it's someone taking advantage of Sept. 11th thinking someone wouldn't notice it.

... in response to Happened to me too, posted by Patrick on Jan 23, 2002

7 purchase from Verisign (4 for $88.20, 2 for $106.20, 1 for 154.00)

What this tells me is they're creating bogus companies to lure in people to give out their credit card numbers!!!

I bought have bought some from 4 garden supply shops online. I noticed on my reciept there was a purchase for $1  (Gardens and Boo 512-33 TX), this tells me someone must have aquired my information from one of these garden supply house online as I never would make a $1 purchase via a credit card.

And there was a purchase (Tetradom LTD Wellin...) $42, there were definately on a spending spree. But too bad for them, my card was maxed out to my limit.  So in all they probably tried to suck in about $900 worth.

Which now is probably shut down!

I'll be getting a new credit card soon.  But will definately curtail anymore buying online.

... in response to Re: Happened to me too, posted by wsbill on Jan 23, 2002

Sounds like the purchases done using your information were on-line, but that doesn't mean they got the credit card information on-line.

The purchases made on my card were also done through an on-line company (a computer store), but that doesn't mean that the people who did it got my credit card information using the internet.  I use my card for everything possible (it's a frequent flyer miles incentive card) so whoever these people got my credit card information from could have been anywhere.

I'd be careful to tear up any receipts with your complete credit card number on them in the future.  Especially the sliding carbon paper ones which include the expiration date.  Most dangerous are the ones with all information, including your home address.  That's all they need to start making charges generally.  Credit card number, expiration date, and billing address.  With that information, anyone can start charging easily at any place that doesn't require physical presense of the card, which is why most of the fraudulant purchases are done on-line.

... in response to Re: Re: Happened to me too, posted by Patrick on Jan 23, 2002

There is always the possibility that your credit card info can be scammed from reading old credit card statements in your trash.  My uncle shreds all his statements when he's done with them.  I plan on getting a cross cut shredder in the near future also.  Makes a lot of sense when you start thinking about it...

... in response to Happened to me too, posted by Patrick on Jan 23, 2002

The value of reporting the theft to the authorities is that you do have a report number to give to your credit card company.

Plus, if it's a case of stolen wallet, the police report may get your drivers license replaced for free.  (In Florida, without a police report your license is considered lost rather than stolen.) It saved me a whopping $10.

... in response to Re: Happened to me too, posted by Richard on Jan 23, 2002

Just so they can make a record of what I had discover.  It can't hurt to just have them make a note of it.  And how dilgent I am a preserving my name and credit.

Of course, since it was pulled from the net, they really don't have much recourse, as I still have the card... Just the number is now worthless.