Q: We've seen the real estate market in Orlando and Florida cool from last year's record pace. Is it going to continue to slow?
A: Continue to slow? I think what may happen -- I don't think you'll see a reduction in value, let's put it that way. Value and price are different things. You probably won't see a reduction in value, but maybe in prices, meaning you can pay less but it's worth more. Value is how much that particular piece of property is worth to you.